Credits for buying a ship
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Join Date: Dec 2007
02-01-2010, 11:29 AM
You get a voucher from the Admiral to pick one ship, so no, you don't have to buy your first ship at LtCmdr.
My character just hit Lt-8 before I logged last night and have about 11k, which is more than I had at that point in OB by about double. By the time I was LtCdmr-2 in OB, I had enough to buy two extra ships and buy some Mk III gear from NPC vendors, and still had some left over. I doubt you'll have money issues unless you are careless or don't loot everything you can.
Edit: I think NPC vendors give more than trashing something to the replicator, and I'm pretty sure some vendors pay less than others, like the Ferengi ones, for example.