I devised a bypass for this issue but it's hacker-y and Cryptic may not want it released.

My Ferengi is now wearing a tux.

If Heretic has questions on how I did it, he can ask me or consult Zero on how I did it, as I've been in touch with her and provided repro steps.

I can confirm that the roadblock is the code disallowing BOs from wearing off-duty outfits. My method bypasses that restriction and may be useful in providing a solution.