what? remove all loot. that is like removing the cheese from a grill cheese sandwich.

the way i see this work is. if there are people in your group you don't know. hit need so you don't loose out.

if you are in a group of friends need / greed rules apply.

i like need / greed as is. and i don't see any need to change it. what i think should be done how ever is a different loot mode should be chosen for pug groups