Quote:
Originally Posted by cryptiecop
Best just to hit a store and get the pre-paid $10.00 card (or however many you need) to use for 1000 zen...this way, there are no charges incurred on your credit card 
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But you do pay a markup at the store (sometimes) plus sales tax (unless you're in Oregon or other no-tax location).
For example, at my local gamestop after everything is added up the prepaid $20 card costs $25.70 which makes it not worth buying even during the 15% bonus zen sale.