It's not retarded at all.

In case you hadn't noticed you can get free, zero-effot Lobi from a ton of missions now. If they were not bound to character you could pretty much farm Lobi infinitely without the slightest effort at all. With one open slot, farm a few missions, delete character, repeat.

I don't know what's so hard to process about that for some of you, but really. Even for an MMO forum this one is loaded with nonsense.