This happened to me today: My gallant Captain Ben Dare was transitioning from one part of the early mission sequence (before you get to Sol) to another, and he found himself shipless, all alone in space.
That wasn't new.
What was new was he began falling (in space?) and he apparently fell to his death.
Next thing you know he has rezzed in his ship in space, but his ship is a total wreak... even though it wasn't there when the disaster occurred.
He sat for a little while and the ship slowly repaired itself. Then it was off to more adventures!