I rubber band a hell of a lot to, very frustrating in many circumstances. I've also had a problem where if I use my wireless USB stick after a while it causes my computer to crash all together, but I used it before without playing STO and it never did it.
Have you used it for other MMO's? It is quite likely that the driver has a memory leak or other error that only occurs under high load.
I doubt that STO or any game could put my computer under high load. And yes I've used it with MMOs like Global Agenda, and various online games like TF2 and L4D2. My PC is Core i7 920, 12GB DDR3 1600Mhz, GTX295, Windows 7 64bit Ultimate.