I've heard of "respec" but, embarassingly I know little of how it works. Can anyone add advice on this for me other than what was said above?
Respec is a way to move skill points from one skill to another. You could also start with everything at 0 an put your skill points where you want. Basically it is a way to start over with your skills so you can set the up better.
In addition to the Deferi daily, B'tran daily, fleet action daily, and PVP daily, you can also do the STF's daily (Infected, Cure, Khitomer). They award emblems too. You can exchange emblems at sol for mark XI gear.