This message is for Cryptic, there something you could make available in the C-Store and very simply in the game which I (and I susspect many others) would be willing to pay alot for). So listen up =].
Put a product in C-Store allowing you to buy an Exchange on your Ship Bridge!!!
There you go.. I'd be willing to pay alot for that. In fact, keeping the price higher so less people decide to buy it will make it more appealing.
Then you sell the ability to have a bank on your ship bridge.
Make it per character too .
Go on, you know you want to and I'm sure lots of people would pay for that?
What say you other STO folks?
I think I'd be willing to pay up to $10 for the priviledge of the bank access and over $20 for having access to the exchange.