Run a mission or two? If the replicator is expensive, you're doing something wrong.
50 Industrial Energy Cells = 30k
45 weather control = 40k
65 more Industrial energy cells = 39k
35 Self Sealing Stem Bolts = 42k
Not counting the consumables that total another 12k-ish
Total = 163,000/day
Total from traders = 112,000/day
That extra 50k per character per day is quite a lot. I have saved up a good bit and I make ok money selling duty officers. But I have 4 characters and 200,000 per day wasted would eat a huge amount of money.
There are a lot of things I do do wrong, I will admit that. Wasting nearly a quarter-million a day doesn't need to get added to the list.