Okay, I seemed to have been able to fix this problem. I looked through the forums and read something about "run as admin". That works for me.
Right click the STO.exe and "Run As..." then choose Administration. Enter your admin password and see if that helps you guys. Like I said, worked for me in STO and CO.
You can add a little helpful step here. Right-click the shortcut to STO, and choose 'properties'. Choose the compatability tab, and at the bottom there is a box to check 'Run as Administrator'. Once you do that, everytime you launch it, it will run it the way you want.