This thread is pointless. What it all comes down to is each person needs to look at the pros and cons of gold vs silver and make the decision for themselves. It's each player's choice as to what they pay for this game.
If you don't like having to wait when there's a queue but you're not prepared to pay for gold, suck it up, princess.
If you pay for gold and don't think you're getting enough, take charge of your life and go silver.
If you want free respecs and stipend and can afford gold, then pony up.
It's all about choice. You've been given the choice of gold, silver or life membership, so make your choice, respect other people's choices and if you're not happy, then stop playing.