My own Captain's look normal. Just the Boff's seem affected by the bug.
I noted that on my Federation Boff's that some of their costume textures default to black. This is evident on my Federation and Federation-allied Romulan, as well as my KDF crew when seen at Character Select. In each example, black defaults appear in areas where I typically used a shade of red. That's the only commonality that I can think of.
Where the Human Adventure is Just Beginning! <=============================
Exploring STO Since Pavement.
Tier 2 Constitution for Fleet Refit!