Hold it right there, this is never going to happen. Topless characters would instantly increase Star Trek Online's current ESRB rating from "Teen" to "Mature 17+". Cryptic isn't going to add nudity into the game to satisfy a few perverts. It would eliminate a potential source of revenue (younger players).
Stop being silly, shirtless, topless, both are worn on the torso and this is a topic regarding males and lack of bodily hair on men It's (somewhat) clear I was speaking of topless males, not females.
Also, what's wrong with ERP? Trolling's worse than ERPing, really.
I don't see why hair on the chest is such a big thing people are apparently against? There are some uniform pieces where chest hair would be evident on males, such as the captain's tunic. Not everyone is as smooth as a baby's bottom!
Plus, if they do release proper swimwear, it's almost assured males will get a "shirtless" option. People who want to have chest hair should be allowed to have their chest hair. I, for one, probably wouldn't use it on my captains, but that's just my personal opinion.